Attention homeowners in tulsa and Tulsa County: Get an Appraisal today!
See the top seven reasons why Oklahoma homeowners need McCawley Appraisal:
We at McCawley Appraisal understand the unique needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other houses close by. That means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from McCawley Appraisal is your strongest weapon when contesting your property tax assessment.
Need to remove PMI?A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At McCawley Appraisal, we're veterans in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from McCawley Appraisal can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though most review work is requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.